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Not using a domain name at all – the usage of a web address like ispname/~fashionshop looks unprofessional and “small-time”. Invest the $40 possibly even longer credit card cash it costs to have your own domain details.
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One factor to consider about finance are that it would never get you any rewards points. Banks quit allowing this because those would pull cash and use that cash to repay it off and earn the points. They might do this over and over earning unlimited amounts of points with very little consequence.